Many patients pay directly to obtain treatment. This option is the most secure way to preserve confidentiality, especially when treating intensely private issues such as intimacy and sexuality.
However, your insurance companies may help defray the cost of getting help.
Andrew has patients with many different health insurance companies, such as: Harvard Pilgrim Healthcare, United Healthcare, United Behavioral Health, Tufts, GIC and others, all of which may pay a portion of the expense of treatment, but require out-of-network mental health benefits to be a part of your policy. To learn more about your situation and your particular health insurance benefits, contact your health insurance company. Because insurance companies do not volunteer information, you must specifically ask about:
1. Availability of out-of-network mental health benefits.
2. If you have a deductible.
3. Whether or not pre-authorization is required.
4. The number of sessions per year the insurance company will cover.
5. The amount they will reimburse per session.
Andrew Aaron is a provider with Blue Cross/Blue Shield, may pay a significant part of the cost of treatment, though an office surcharge, which is a per-session patient-paid fee that is unrelated to insurance or co-pays, augments the BC/BS reimbursements.